All comparisonsBCTM.

BCTM vs. Invoice Simple: Which Invoicing App Is Right for You?

Invoice Simple is a lightweight invoicing app priced from $6.99/mo (Essentials, capped at 3 invoices/month) to $19.99/mo (Premium, unlimited invoices), with unlimited estimates included even on the cheapest tier (invoicesimple.com/pricing-packages/). BCTM likewise centers on estimates and invoicing but does not cap invoice volume by plan and adds SMS delivery and offline PWA drafting. The right pick depends on your invoice volume and whether you need SMS/offline capabilities.

Pricing verified 2026-08-01; vendor pricing changes frequently — verify before relying on it.

Side by side

Invoice volume cap

BCTM
No cap on invoice volume
Invoice Simple
Capped at 3/mo (Essentials) or 10/mo (Plus); unlimited only on Premium ($19.99/mo)

Card/ACH processing rate

BCTM
Card 3.9% + $0.30; ACH 1.8% with the Stripe portion capped at $5.00 (both include the 1% BCTM platform fee)
Invoice Simple
not listed on their pricing page (verified 2026-08-01)

Invoice Simple does not publish processing rates on its pricing page.

SMS

BCTM
Yes, with consent capture
Invoice Simple
not listed on their pricing page (verified 2026-08-01)

Not confirmed on Invoice Simple's own page.

Offline mode

BCTM
Offline invoice drafting in the PWA — drafting only; collecting a payment needs a connection
Invoice Simple
not listed on their pricing page (verified 2026-08-01)

Not confirmed on Invoice Simple's own page.

Free tier

BCTM
$0/mo permanently — you pay a per-transaction fee only when a customer pays you
Invoice Simple
No — limited trial (2 documents created, 1 sendable)

The verdict

Invoice Simple is a reasonable low-cost option for very light invoicing needs — its $6.99/mo entry tier is cheaper than many competitors, and unlimited estimates are included even at that price. BCTM is the better fit for contractors who send more than a handful of invoices a month, since Invoice Simple's Essentials and Plus tiers cap invoice volume at 3 and 10 per month respectively, and for contractors who need SMS invoice delivery or full offline drafting, neither of which Invoice Simple's pricing page confirms. Contractors should independently verify Invoice Simple's current card/ACH processing rates, since these are not published on their pricing page.

Questions people ask

How many invoices can I send per month with Invoice Simple?

Invoice Simple caps invoices at 3/month on Essentials and 10/month on Plus; only the Premium plan ($19.99/mo) allows unlimited invoices.

Invoice Simple's pricing page states the Essentials plan ($6.99/mo) allows up to 3 invoices/month, Plus ($13.49/mo) allows up to 10/month, and only Premium ($19.99/mo) offers unlimited invoices (Invoice Simple pricing). BCTM does not cap invoice volume by plan, which may matter for contractors sending more than a few invoices monthly.

Does Invoice Simple include estimates?

Yes — unlimited estimates are included even on Invoice Simple's cheapest Essentials plan.

Invoice Simple's pricing page lists 'unlimited estimates' as part of the Essentials plan at $6.99/mo, alongside online payments and QR code payments (Invoice Simple pricing). This makes Invoice Simple a genuinely low-cost option for contractors whose main need is estimating plus light invoicing.

What are Invoice Simple's payment processing fees?

Invoice Simple's own pricing page does not publish specific card or ACH processing rates.

As of August 2026, Invoice Simple's pricing page confirms online and QR-code payment support but does not state the percentage or per-transaction fee charged (Invoice Simple pricing). Contractors focused on payment costs should confirm current rates directly with Invoice Simple before switching.

Does Invoice Simple have a free plan?

No — Invoice Simple offers a limited trial (2 documents created, 1 sendable) rather than an ongoing free tier.

Invoice Simple's pricing page describes a trial that lets users 'create up to 2 free documents & send 1,' with no credit card required, but this is not a permanent free plan (Invoice Simple pricing).

Where these numbers came from

Pricing verified 2026-08-01; vendor pricing changes frequently — verify before relying on it.

Try it on your next job

No subscription. You pay a per-transaction fee only when a customer pays you.

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